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Apex PensionStrategiesand Fiduciary Services
Atlanta, Georgia, est. 2003 Third-party administration & independent fiduciary

WE ADMINISTER. WE PROTECT. WE DELIVER.

Apex runs company retirement plans. We are a third-party administrator (TPA) firm that develops retirement plan strategies to meet your business goals. At Apex, we provide retirement plan solutions designed to simplify administration, maintain compliance, and help reduce your fiduciary burden. From strict compliance management to serving as your dedicated fiduciary or trustee, we protect your plan so you can focus on your business. We are your Strategic Partner in Retirement Plans.

We never manage or sell the investments. That’s the point: no product, no agenda.

Schedule a consultation(770) 410-5022
Atlanta, Georgia: downtown from the airHome since 2003

TWO PRACTICES. ONE STANDARD.

What we do

Inside the TPA practice

A thick stack of clipped plan documents and reading glasses on a desk
Plan documents, designed, tested, filedApex Pension Strategies, Inc.

PLAN DESIGN

401(k), 403(b), 457, profit sharing, defined benefit, cash balance, ESOP and hybrids, engineered around your census, cash flow and goals.

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ADMINISTRATION

Contributions, loans, distributions, rollovers, participant records: the day-to-day, handled by the same people year after year.

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COMPLIANCE

Nondiscrimination testing, Form 5500, ERISA, IRS and DOL, tracked and filed so nothing surprises you.

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CONSULTING

Corrections, redesigns and plain-English guidance through a regulatory landscape that never stops moving.

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Apex Fiduciary Services

RESPONSIBILITY,
IN WRITING.

Advisors advise. A fiduciary is legally accountable. As your independent ESOP trustee or 3(16) plan administrator, Apex carries the duty, and signs for it.

Being a fiduciary means staying informed, meeting regularly, and carefully overseeing how the Plan operates. Above all, it means putting the interests of Plan participants and beneficiaries first, before the interests of management, the Board, or shareholders.

See the fiduciary practiceWhat ERISA requires
Two partners, one in a navy suit and one in a white blouse, review the same page together at a white table
Signed, not just preparedApex Fiduciary Services, LLC

WHAT CLIENTS SAY.

Apex supported our leadership team as a new ESOP company and thoroughly educated our team on the trustee process. They continue to provide excellent support for our Plan, diligently answering questions and educating our employees on the value of employee ownership.
CEO: Medical CompanyESOP trustee client
I have worked with APEX for over a decade and find them responsive, reliable, and most importantly easy to reach. In today’s world of artificial intelligence they work for me because they are there when I need them.
Owner, Dental Practice401(k) Plan Sponsor, Nashville, TN
APEX’s expertise, customer service, and commitment to building strong relationships have made them a trusted resource that our tax firm can rely on. We confidently recommend APEX to our clients, knowing they will receive thoughtful, personalized care and exceptional service.
President, CPA FirmChattanooga, TN

2003. Independent since day one.

8+. Plan types designed and administered, from 401(k) to ESOP.

1. Team. The people who design your plan run your plan.

0. Investment products sold. No funds, no commissions, no agenda.

Every plan type we design, one line each
Who we serve

BUILT FOR THE COMPANIES THE BIG PROVIDERS PRICED OUT.

SMALL AND MID-SIZED COMPANIES

Apex was established for small and medium-sized companies that may not be able to operate within the confines of an ever-changing set of requirements, and for the clients turned away by service providers who keep raising their minimum asset levels.

BIG-FIRM STANDARDS, AT A LOWER COST

The discipline and documentation you would get from a large firm, delivered at a price a smaller company can actually carry. Nothing about the standard changes because the plan is small.

INDEPENDENT OF THE ASSETS

We never manage or sell investments. Retirement plan expertise independent of the assets, the independent voice to confirm your idea, or to analyze your strategy before you commit to it.

Why independence mattersMeet the team
Over the shoulder of a grey-haired business owner turning the pages of a bound plan report at a wooden desk

Typical clients

Case studies & resources

THE FINE PRINT, MADE PLAIN.

Plain-English reading from the people who run the plans: the tax credits written for smaller employers, the case for a 401(k), and what an ESOP trustee keeps doing long after the closing.

Every resource

Pension StrategiesOne-page brief

SECURE 2.0 TAX CREDITS.

Up to$5,000

per year, for up to 3 years, toward the cost of starting a new plan, for employers that qualify

  • Employer contributions$1,000
  • Automatic enrollment$500
  • Military spouse participation$500
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Pension StrategiesOne-page brief

WHY OFFER A 401(k) PLAN?

  1. Talent
  2. Owner savings
  3. Tax savings
  4. Tax credits
  5. Employee security
  6. State mandates

“A 401(k) plan isn’t just an employee benefit. It’s a business strategy.”

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From Apex Pension Strategies, Inc. & Apex Fiduciary Services, LLCGeneral information, not legal or tax advice
The people who run your plan

WHO YOU ACTUALLY GET.

No call center, no rotating account team. These are the names on your plan, and the ones who answer when you call about it.

Michael Miller, CEBS

CEO, President and Trustee

With over 35 years of retirement planning expertise, Michael specializes in navigating the complex world of ESOPs and corporate pension plans. He blends high-level legal strategy with practical, day-to-day compliance monitoring to protect both client companies and their employees. A graduate of Emory University with a Wharton CEBS designation, Michael is a trusted industry partner known for making complex regulatory topics simple, efficient, and actionable.

CEBS · Emory University · Wharton

The rest of the teamDiana, Kim, Leander, Trey, Jeffrey and MichaelMeet the team
Start the conversation

LET’S TALK.

Call (770) 410-5022Schedule by email
Fax
(770) 410-5023
Mail
PO Box 88208, Atlanta, GA 30356

No web form and no call center. The phone is answered by the people who run your plan.

The downtown Atlanta skyline at dusk, towers lit by low evening sun
Atlanta, GeorgiaEst. 2003, still picking up the phone